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Terms of Service

Last updated: June 2026

1. Acceptance of Terms

By accessing and using Pratik Finance, you agree to be bound by these Terms of Service. If you do not agree, please do not use this website.

2. About Pratik Finance

Pratik Finance is an information and comparison platform. We help users compare financial products such as savings accounts, credit cards, demat accounts and loans. We are not a bank, NBFC, financial advisor or lender. We do not provide financial advice.

3. Affiliate & Referral Disclosure

Some links on this website are referral or affiliate links. When you apply for a product through our links and are approved, we may earn a referral commission from the product provider. This comes at no extra cost to you and does not affect the information or comparisons we present.

4. ProCoins Rewards Program

ProCoins are promotional rewards offered by Pratik Finance. 10 ProCoins = ₹1. ProCoins are earned on successful, verified product applications made through our referral links. Redemption is subject to verification and minimum thresholds (1000 ProCoins = ₹100). Pratik Finance reserves the right to modify, suspend or discontinue the ProCoins program at any time.

5. Accuracy of Information

We make every effort to keep product details, interest rates, fees and features accurate and current. However, this information can change at any time. Always confirm details on the product provider's official website before applying. Pratik Finance is not liable for any discrepancies.

6. No Financial Advice

Content on this website is for general informational purposes only and does not constitute financial, investment, tax or legal advice. You should consult a qualified professional before making financial decisions.

7. User Conduct

You agree not to misuse this website, submit fraudulent claims, or attempt to manipulate the ProCoins program. Any detected fraud will result in forfeiture of rewards and potential blocking.

8. Limitation of Liability

Pratik Finance shall not be liable for any direct, indirect, incidental or consequential damages arising from your use of this website or any product you apply for through our links.

9. Changes to Terms

We may update these terms at any time. Continued use of the website after changes constitutes acceptance of the revised terms.

10. Contact

For any queries regarding these terms, reach us at: